:root{--bg:#fbf7ef;--ink:#17202a;--muted:#667085;--blue:#123b73;--red:#b42318;--gold:#b7791f;--panel:#fffdf8;--border:#eadfce}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;line-height:1.55}header{background:linear-gradient(135deg,#7f1d1d,#123b73);color:white;padding:44px 26px}.wrap{max-width:1080px;margin:0 auto;padding:26px}.nav{display:flex;gap:14px;flex-wrap:wrap;margin-top:20px}.nav a{color:white;text-decoration:none;border:1px solid rgba(255,255,255,.35);border-radius:999px;padding:8px 12px}.kicker{letter-spacing:.08em;text-transform:uppercase;font-weight:700;color:#ffe0a3;font-size:13px}h1{font-size:44px;line-height:1.05;margin:8px 0 12px}h2{font-size:26px;margin:8px 0 12px}h3{font-size:18px;margin:18px 0 8px;color:var(--blue)}.lead{font-size:20px;max-width:780px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.two{grid-template-columns:1fr 1fr}.card{background:var(--panel);border:1px solid var(--border);border-radius:18px;padding:18px;box-shadow:0 6px 20px rgba(23,32,42,.06)}.pill{display:inline-block;background:#fef3c7;color:#92400e;border-radius:999px;padding:4px 10px;font-size:13px;font-weight:700}.button{display:inline-block;background:var(--blue);color:white;text-decoration:none;border-radius:10px;padding:11px 15px;font-weight:700}.muted{color:var(--muted)}ul{padding-left:20px}.note{border-left:4px solid var(--gold);padding:10px 14px;background:#fff8e7;border-radius:10px}.source{font-size:13px;color:var(--muted)}footer{border-top:1px solid var(--border);margin-top:30px;padding:24px;color:var(--muted)}table{width:100%;border-collapse:collapse}td,th{padding:10px;border-bottom:1px solid var(--border);text-align:left;vertical-align:top}@media(max-width:800px){.grid,.two{grid-template-columns:1fr}h1{font-size:34px}}